Best Sba commercial real estate loan providers Denver, CO? At Aspen Commercial Lending, we help businesses grow and succeed. That is why we offer franchise financing, so you can keep up with the competition in your industry and excel in the marketplace with the right funding to back your business ventures. Whether you need money for commercial property, refinancing, construction costs, acquisitions or equipment, this loan has you covered. That way, you can focus on building your business and becoming a competitive driving force in your industry.
Adjusted Net Asset Method. An asset-based valuation is very straightforward as long as your balance sheet is in order. All you have to do is add up the value of your business’s assets and subtract the liabilities to get a starting value. This method is best for companies that don’t have a lot of earnings or is losing money. Capitalization of Cash Flow Method. To calculate your business value using this method, you will divide the cash flow from a specific period by the capitalization rate. The capitalization rate of a business is the expected rate of return, which is the rate of return a buyer can expect to earn if they purchase a company. This method is best for valuing mature and stable businesses unlikely to see big swings in the cash flow.
Finally, another option to consider is a government-insured loan like the Federal Housing Administration, or FHA, loans. The 203k loan program, for instance, lends out funds for purchasing multi-unit properties. However, this program may only be available to consumers wanting to buy owner-occupied places, and not to those looking for investment alone. Owning commercial real estate can not only diversify your business’s investment portfolio but can bring in a side stream of income as well. Keep these top financing options in mind and you’ll be on your way to pursuing the commercial property ventures your business needs. Find extra information on Equipment Financing.
At Aspen Commercial Lending, we strive to provide businesses with financing designed to meet their unique needs and to fit within their budgets. Though every company’s needs are different, one loan small businesses routinely benefit from is the small business loan. For help with the application process, and to increase your odds of getting approved, contact our commercial lending team today. The SBA loan may be for small businesses, but that doesn’t mean it offers limited capital. Because of our position as a Preferred Financial Services Company, we can comfortably grant loans of up to $5 million with competitive rates and flexible terms. For both the 7a and 504 programs, our rates are fixed and variable. We offer terms of up to 25 years with full amortization and do not charge prepayment penalties.
If your business owns or is looking to own commercial property, then you need commercial real estate financing from Aspen Commercial Lending. Whether you have a commercial property at home or abroad, we have the loan your business needs. A loan from Aspen Commercial Lending is about more than just the money you receive for your project. You also receive a slew of benefits related to the financing available. Each funding option has different requirements, funding limits and benefits. That being said, some of the benefits you may receive include the following: Funds from $5,000,000 to $22,000,000,000 plus depending on type of loan, Interest-only and full amortization, Low, fixed rates, Non-recourse and recourse options , LTV up to 100%, For use on a variety of properties, Lengthy terms up to 25 years. See more information on here.